Crossroads Rentals Investment Analyzer
Screen a rental property in seconds, or pick up where the team left off.
Crossroads Rentals Investment Analyzer
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Sign in with ZohoScreen a rental property in seconds, or pick up where the team left off.
Enter a purchase price, rent roll, and operating costs to underwrite a deal in seconds — then use the sensitivity grid to see how the numbers hold up.
| Gross rental income | — |
| Vacancy loss | — |
| Effective gross income | — |
| Property taxes | — |
| Insurance | — |
| Maintenance | — |
| Property management | — |
| Other expenses | — |
| Total operating expenses | — |
| Net operating income (NOI) | — |
| Annual debt service | — |
| Annual cash flow before tax | — |
| Metric | Whole property | Per unit |
|---|---|---|
| Gross rental income | — | — |
| Net operating income | — | — |
| Annual cash flow | — | — |
| Monthly cash flow | — | — |
| Purchase price | Cap rate | GRM |
|---|
| Rent increase (per unit/mo) | + / yr (total) | Gross rent | Cap rate | Cash-on-cash | Cash flow / unit / mo |
|---|
Methodology: Effective gross income equals gross rent (no vacancy deduction is applied — factor in your own vacancy assumption via a lower rent figure if you want to be conservative). Maintenance and management are modeled as a percentage of gross rent, which is the common underwriting shortcut for quick screening — swap in actual quotes for a final decision. Net operating income (NOI) excludes debt service, so cap rate is capital-structure independent. Cash-on-cash return recalculates the loan amount and debt service at each simulated purchase price, using your current down payment %, rate, and term; operating expense shocks are applied to taxes, insurance, maintenance, management, and other costs. The rent-growth table raises gross rent alone (maintenance and management scale with it since they're modeled as a % of rent) while holding price and financing fixed, to isolate the upside case. Per-unit figures divide whole-property totals by the number of units you entered. This tool is for screening only and is not financial, tax, or legal advice.
| Year | Gross rent | Cash flow (income) | Principal paid | Equity (paydown) | Property value | Loan balance | Total equity |
|---|
Methodology: Gross rent compounds each year by the rent-growth assumption (maintenance and management scale with it since they're modeled as a % of rent). Taxes and insurance compound each year by the appreciation assumption instead, since assessed value and replacement-cost coverage track the building's value rather than rent; other costs are held flat in nominal terms. Cash flow (income) = NOI minus that year's actual mortgage payment (principal + interest from a full monthly amortization schedule) — once the loan is paid off, cash flow rises to the full NOI.
This deal is set to Cash financing, so there's no loan and nothing to amortize. Switch Financing to "Financed" in the Financing section to see a payment schedule here.
| Year | Beginning balance | Annual payment (P&I) | Principal | Interest | Ending balance |
|---|
Methodology: Full monthly amortization at your entered rate and term, summarized to annual totals. Each year's payment is fixed principal + interest; the interest share shrinks and the principal share grows over the loan term as the balance is paid down. Shown for the full loan term, not capped to the holding-period length you entered.
| Month | Actual gross rent | Actual OpEx | Actual cash flow | Projected cash flow | Variance | Note | Recorded by | Remove |
|---|
No actuals recorded yet. Add your first month above once you have real numbers in hand.
Methodology: Projected monthly figures come from this deal's Year 1 base-case numbers (gross rent ÷ 12, operating expenses ÷ 12, and the monthly mortgage payment) as of when it was last saved. Actual cash flow = actual gross rent − actual operating expenses − monthly mortgage payment.
Browse everything the team has saved, filter by status, and open any deal to keep working on it.
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Every hour, Crossroads Rentals Investment Analyzer checks RentCast for new for-sale listings matching each job's criteria below. New matches are automatically saved as draft analyses (status: To Review) and emailed to that job's recipients.
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| Name | Location | Price range | Units | Status | Last run | ||||
|---|---|---|---|---|---|---|---|---|---|
Line up saved analyses side by side to see which one pencils out best. Pick 2 to 4 properties.
Add at least 2 saved properties above to compare them.
Roll up units, cap rate, and cash flow across every saved analysis that matches the selected statuses.
Records without a saved market rate rent fall back to their current rent figures.
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| Name | Status | Units | Purchase price | Rent/mo | Insurance/yr | Property taxes/yr | Mortgage/mo | Monthly cash flow |
|---|
See every saved analysis with an address plotted on a map, color-coded by status.
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Only people listed here can sign in with Zoho, even if their email is on the Crossroads Rents domain. Add teammates below so they can access Return Grid, and edit their name or email as needed.
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| First name | Last name | |||
|---|---|---|---|---|
These are the starting assumptions used whenever someone starts a new analysis or Search Watch auto-drafts a listing. Purchase price, current rent, rehab cost, and property taxes are no longer defaulted here — they're required, deal-specific inputs you enter for every property. Changing a value here only affects future deals — it never touches analyses already saved.
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